Well, I'm a terrible listener.
Despite agreeing with the 100% response on our last style poll, that a big, floppy J.Lo hat is The Don't Forget Beach Accessory (other choices were a sarong, sparkles, and a credit card), I did. I forgot it.
Fortunately, Sea Isle City, NJ, hosts a Big Huge Market in the middle of September every year (the main reason we make the trip this time of year). So I grabbed a $5 cap and am wearing it proudly (GO PHILS!).
That is, when The Bean doesn't grab it from my head and wear it on top of hers.